APPROVED USED BIKES

USED BIKE FINANCE

A simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the bike. You can trade in your existing bike and put this towards the initial deposit, or if you wish, just put down a cash deposit.

*A guaranteed fixed monthly payment, allowing you to budget with confidence

how does it work?

  • Your dealer will structure the agreement to meet your individual requirements based on the bike, the agreement duration required, the available deposit and your monthly budget

  • After paying the initial deposit you make regular monthly payments to cover the amount borrowed plus any interest and fees

  • The interest rate is fixed which means you’ll know exactly how much you will repay throughout the term of the agreement

  • Once all of the payments have been paid the bike is yours

This type of agreement is covered by the Consumer Credit Act 1974, which means;

  • You can pay off lump sum amounts during the agreement

  • You can settle the agreement early by repaying the required amount

Other things you should know;

  • You become the owner of the bike after making all required payments

  • The agreement is secured against the bike. If you do not keep up your repayments, we may take steps to recover the money that you owe us, which may include repossession of the bike

  • If you put down a lower deposit it could mean a higher risk of negative equity if you settle early or want to change the bike before the end of your finance agreement

  • This type of finance agreement is not available to corporate entities, e.g. limited companies, PLCs or limited partnerships

Finance by Santander Consumer (UK) plc, subject to status, terms and conditions. Applicants must be 18 or over. Guarantee/indemnity may be required. © Copyright 2012-2018

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